Nuritional Myths and Facts

Posted by admin on November 15th, 2009

Nutritional Myths and Facts

You can get all the nutrition from your supermarket (or from the infamous four food groups).  If you believe this, you are a candidate to buy a piece of the Brooklyn Bridge.
 
First, let’s destroy that myth of the “four food groups”.  If that were indeed true, a meal at Burger King would be “nutritious”.  No serious observer believes this – but it has all 4 food groups.  Would you believe that this absurd FFF (four food fictions) is STILL being taught in medical schools and nutritionist courses in all too many colleges?  (Nutritionists are those wonderful people who give you those “delicious” meals in schools, prisons, and hospitals.  Need I say more about this?)

Next, why can’t we just eat healthy foods from our supermarket?  Need a few reasons?

 1.    Fruits and veggies are picked green and artificially ripened with chemicals.  These same fruits and veggies are sprayed with insecticides that are also deadly to us humans.  We do accumulate these, albeit slowly, and it takes additional nutrition to help our bodies get rid of these chemicals.

2.    Many growing areas in the US are overworked and many more are more than a bit deficient in minerals needed for nutrition, and taste.  You can easily prove this – just try growing your own tomatoes, or even getting them fresh from some of the local fruit stands.  Bite into it – If the juice and seeds don’t squirt 3-4 feet, it’s not really picked ripe.  AND THE TASTE!  Not at all the same as those blobs of red plastic you get from the supermarket.  In Florida, zinc has to be added to fertilizers to grow oranges.  Milk from Florida cows contain no zinc.

3.    Food animals are fed hormones to increase their weight. These hormones are illegal for athletes to use, but legal for farmers.  If that’s not bad enough, consider this – about half of all antibiotics in the US are used in food animals.  I lived in Puerto Rico some years back, and when I found out about the very high level of penicillin in the milk. my kids stopped getting milk.  Most of the cows there are tuberculin. Nice hey?

 This factor of antibiotic use in our food is one of the prime factors facing us with bacteria becoming resistant to antibiotics.  Antibiotics are way overused and even abused by the medical profession as well as by food producers

In cows, pigs, and sheep, the hormones and antibiotics and other chemicals ingested by these animals is found largely in fatty tissues.   (From cows that browse along highways, high levels of lead – from lead additives to gas – were found.  This is why bone derived calcium is still not too good in the good old USA.). As we eat these meats, we get these chemicals as well.  How do we get rid of them – well, it takes extra vitamins and minerals to excrete them.

4.      Chickens are no longer the chickens our grandparents knew.  Now, they’re grown to “eating” size in a small cage, fed a “scientific” diet – not for nutrition – but for fastest growth.  This results in much more fat and much more chemical input in this fat.  When my wife and I were cruising around the Caribbean, and getting food in native markets, the difference in taste amazed us.  It was not only the chicken, but also the beef and pork.  It was often gotten from a shack with a dirt floor, and there were flies everywhere, but I know that it was much healthier (and tastier) for us than what we are now getting from our supermarket. The taste difference was marked, and the lack of fat was noticeable.

There have been many “disturbing” reports about cancerous growths and tumors in chicken and turkeys grown in these “factories”.  In addition, it seems that the automatic pluckers get chicken feces into the machinery, and both of these are passed on to us, the lucky (???) consumers.

5.    Any scientist or even any knowledgeable person in the US can tell you that our environment is being poisoned by the chemicals we are putting into it.  Our air, our water, and our soil are not even close to what it was 100 years ago.  All of these chemicals are getting into our bodies in ever increasing amounts, and it takes ever increasing amounts of vitamins and necessary minerals to excrete them.

6.    White bread and “Enriched” flour. This is one of the biggest jokes of all on us consumers.  When steel rollers were invented around the turn of the century, the wheat germ and the fiber casing were removed.  (It was then thought that fiber was not necessary to health because it wasn’t absorbed.  That’s just another scientific stupidity.)  This resulted in very white flour that was prettier and easier for housewives to use.  A couple of problems became apparent – the lack of several vitamins actually caused several deficiency diseases in people who were eating it.  Anemia and schizophrenia were probably the worst, but there were others.  The US government looked into it and decided that the wheat people had to add back a “few” items to reduce this problem.  So, they added back iron, and 3 of the B vitamins.  The advertising folks couldn’t admit that white bread had been “poisoning” the consumers, so they added the beautiful word “enriched” to this flour.  Isn’t advertising wonderful?  It sells garbage as good!

This “new” white flour removed over 40 vitamins and minerals very necessary to our health.  They added back in only minimum amounts of the 4 “most” needed ones.  That’s the equivalent of robbing a man of his clothes in a blizzard, and handing him back his tie, thereby “enriching” him! 

7.     Sugar and processed foods. In 1900, the average intake of sugar was about 5-6 pounds per year per person.  Today, that number is well above 200 pounds.  In that same 1900, there were few “processed foods”.  What was eaten was grown fairly near, and eaten in season.  Today, the supermarket is loaded with processed foods.  Just look at a few labels!! Read the list of the chemicals in almost every food on the shelf!

These are only the most important reasons for taking vitamin and mineral supplements.  Remember that to get rid of these accumulating chemicals, we need increasing amounts of vitamins and minerals, but because of some of the above factors, we are getting less and less.  Maybe, those people who lived in 1900 could get their nutritional needs better satisfied from their foods, but only a fool would believe it today.  (I doubt that they got enough either.)

Megavitamins are dangerous (and/or toxic).  More nonsense that simply isn’t true.  Of course, vitamin A in very huge doses can be toxic, but it’s pretty difficult to get that much vitamin A by accident.  Most adults can tolerate up to 25,000 IU per day for several days, and even if too much is taken over a long period, the symptoms are pretty clear and obvious (yellow skin, eyes, jaundice like).

 Some MD’s (without much vitamin knowledge) heard that B6 can cut down PMS symptoms, and prescribed it for patients.  Their patients came back after months with some different symptoms.  Then, some MD’s put out papers calling B6 “toxic”.  What every knowledgeable practitioner knows about the B complex is that it works together, and large amounts of any one MUST be balanced somewhat with a minimum of the rest.  Another case of not knowing enough!   Generally, you can take huge amounts of most B vitamins without any effects as long as you take sufficient amounts of the rest of the complex.  It’s much more dangerous to your health to take too much calcium or some of the other minerals.

Do you (and yours) need vitamin and mineral supplements? The answer is a resounding YES.  Just because you feel pretty healthy is no reason to forego them.  If you want to say healthy, you’ll get on them, and stay on them.  Remember this – You are what you eat.

Cholesterol Myths.  All the media hype about cholesterol makes it an “enemy”, which is just not so.  Cholesterol is a fat that’s a precursor to several hormones necessary to life.  As a matter of fact, sunlight on the skin changes cholesterol into vitamin D. So, without cholesterol, we’re in serious trouble.

So, if cholesterol is “good” what’s the entire hullabaloo about? Well, it seems that some researchers found that high levels of cholesterol in the blood correlate to high incidence of heart problems.  Also, artery plaque is composed of cholesterol (and other fats) along with calcium.  Many medical researchers immediately “jumped” to the conclusion that cholesterol was “bad”.  Lots of articles came out in various magazines written by so-called medical “experts”.  The upshot was that foods that contain cholesterol were “banned” by many MD’s.  These included eggs, butter, cheeses, and meats.  (A British research paper that showed people eating 6 eggs per week had lower cholesterol levels than those that ate none was ignored by most AMA “experts”)

Once upon a time, there was a cardiac specialist MD who had high levels of cholesterol. He also had a family history of heart problems (a good reason to go into cardiac specialty just as some psychiatrists and psychologists go into their professions because of personal problems.)

 He stopped eating any cholesterol-laden foods, and continually tested his HDL and LDL levels.  He was very surprised to find that his cholesterol didn’t drop.  He was a bit smarter than most, and he did more research, and found that 80% of the cholesterol in the blood is manufactured in the liver, and is NOT derived directly from the cholesterol in food.  And, that’s not a fairy story!!  So, if the liver makes it, why does it go high? 

To understand this, you need a bit more information.  When you eat something, it is broken down into very small bits in order to pass thru the intestinal walls.  Protein is broken down into individual amino acids, starch is broken into various sugars, and fats are broken down into various fatty acids.  An egg is broken down into all the essential amino acids needed for humans, some small sugars, and some fats which include cholesterol.

Next, let’s look at sugar which is the real culprit.  When starches are broken down into sugars, they in turn, are changed to glucose, which the body needs for energy.  Once the glucose is in the blood stream, it is literally forced into all cells in the body by insulin. 

If you are running a marathon, your body uses it as energy.  BUT, if you are watching TV, you don’t need much energy, so the cell converts this into “future” energy by changing it into a fatty acid, and ejects it back into the bloodstream.  Depending on several factors, this fatty acid can be any combination of three basic types. (The term “triglycerides” means 3 fatty acids.)

Now, the liver “sees” this triglycerides level rising, and it starts to use some of these to make cholesterol in order to “balance” these levels.  This is why high cholesterol levels are linked to high triglyceride levels. 

At the turn of the last century, the average person in the US ate 5-10 lbs of sugar PER YEAR.  Today, it’s up to over 200 lbs a year.  If you want to correlate things, correlate this – in Africa among poor persons who eat a diet literally free of sugar, there is NO diabetes, NO occluded arteries, inn fact, NONE of our “civilized diseases”.  If these “poor” persons are “helped” to eat a modern diet full of sugar, they develop all these diseases.  Now, that’s a real correlation.

There’s another correlation that I use as an analogy. People who drive older used cars have lower cholesterol than people who drive new luxury cars. The moral – don’t drive a new luxury car!  Of course, it has nothing to do with the car, but the correlation is generally true simply because the people who drive a luxury car eat more sugar laden (high carbohydrate) diets.  It’s the same thing with foods containing cholesterol.  (Another might be drawn about poorer families, including blacks that develop better athletes!)  Is sugar a real enemy?  You make up your own mind.  I’m addicted to it, and so are most of the people I know.

Eggs are not eaten by millions of people because the medical profession in its usual wrong-headedness trumpeted that correlation, and the media made it worse (also as usual).  In fact, eggs are the most perfect food for humans.  Measured on a scale of 100, eggs rate 99.99, and all other foods only reach 98 or less.  Eggs actually contain lecithin, another fat that actually lowers cholesterol.  (Remember the dieter who drinks a diet soda with his doughnut so it doesn’t count.  Not quite the same!)

A study in England, reported in the Lancet, 25 or so years ago, found that persons who ate 6 eggs per week had lower cholesterol than persons who ate none.  Several studies have also shown that persons who eat butter live longer and better than those who eat margarine.  Margarine has nickel (used to make oils into fats), trans-fatty acids, and it has close to the same fatty acid content as butter.  Isn’t it interesting that lately scientists are also coming to the same conclusions?

I personally eat eggs 3-5 times per week, and we use only butter in our house.  We try to only eat whole wheat bread, and/or whole wheat cereals.  Of course, I also take even more than the recommended vitamin/mineral supplements, and that undoubtedly helps me.  From all the research I’ve done and read, that’s one man’s educated opinion, you make up your own mind.

The above is covered in much greater detail in my book “The Health Revolution” that can be downloaded free from my website.

About Author
Phil Bate PhD – Retired Orthomolecular Psychologist Inventor of Neuroliminal Training solving brain problems of: ADD/ADHD/Autism, Depression, Insomnia, Epilepsy, etc http://DrBate.com aE” http://Neuroliminal.com

Anxiety Hypnotherapy – Get De Stressed Today

Posted by admin on November 14th, 2009

How Anxiety Hypnotherapy works and how YOU can use it to improve your life

Why do people get stressed? By asking questions! Yes, as simple as this may sound, this is one of the key reasons that we get stressed. We ask ourselves what we are doing with our life, whether our current partner is the best for us and ultimately, what is the meaning of life. So is it as easy as stopping asking questions? This will not work either, if you stop asking questions then you risk becoming one of those people that simply cruises through life without considering why they are here, what they are doing and why they exist. While these sorts of people will not often get stressed, they will also miss out on enjoying the conversations that come about as a result of posing these questions to others. One of the great motivational speakers of our time, Anthony Robbins said this several years ago: “Think of your mind, your emotions, and your spirit as the ultimate garden. The way to ensure a bountiful, nourishing harvest is to plant seeds like love, courage, and appreciation instead of seeds like disappointment, anger, and fear.” This quote illustrates how important it is to try and control the mind to achieve personal happiness. Stress is the most dangerous drug in a human’s life. Your feelings determine your behavior. However, behavior does not equal the person. Behaviour is only a symptom of your environment and the way you live your life. However if you do not seek help, other symptoms like panic attacks, physical illness and even depression can be created. Anxiety hypnotherapy in combination with NLP and the Alpha technique is a very effective “medicine” to control the stress in such a way that you never have to go through the additional symptoms mentioned above. Stop the negativity in your life! Many people are skeptical of anxiety hypnotherapy but this is usually the case because they are scared about trying something different. But it makes sense to try something different because you have nothing to lose and everything to gain. Using anxiety hypnotherapy on a regular basis has the potential to improve your life more than you ever dreamed. You will find it easier to make friends, you will look forward to waking up in the morning and you may never get stressed again. If you would like to address an anxiety disorder you should consult a hypnotherapist who is qualified in anxiety hypnosis. Once you begin treatment you will never look back!

Choosing a hypnotherapist to deal with your anxiety disorder

As soon as you decide that anxiety hypnotherapy is an option for you, you can be sure that you have made a good choice.  It does take a bit of courage to begin treatment but after a few sessions with a hypnotherapist, the benefits will be plain to see. The most important decision you will make once you decide to undergo anxiety hypnosis is choosing a hypnotherapist. There are many ways you can choose a hypnotherapist but perhaps the easiest and most reliable is by talking to a friend who has previously seen a hypnotherapist. This way you can be sure that you are dealing with a quality organization that has the skills to transform your life from one of stress and negativity to a life where positive thinking is second nature and you relish every day. The other method of choosing a hypnotherapist is by using an online search such as Google or Yahoo. These search engines will produce a large number of results making it easy to see which practitioners you prefer. Some lists will also include prices and availability. However the most useful feature of an online search is to find reviews of individual hypnotherapists. By reading the opinion of someone else you can gain a valuable insight into what is being offered to you and how other people have rated the services provided.

Why you should not view general anxiety as an anxiety disorder

Everyone gets anxious about things. Some people worry about money, some people worry about the future and some people worry about where they are going to get their next meal! But are any of these concerns disorders or simply part of daily life. There is a big difference from an anxiety disorder and simply general anxiety. In most cases, an anxiety disorder will arise as a result of prolonged worries which don’t go away. Every day you will wake up without knowing how to cope and you might turn to external substances such as alcohol and drugs in order to cope. So you should not worry about worrying. Worrying is normal and should in some cases be encouraged. It promotes a questioning mind which is crucial to survive in this world. Stop worrying about the little things and start asking yourself the following questions. Why am I here? What should I be doing? How does it all end? Anxiety hypnosis is a valuable tool designed to help you view life in perspective and ensure you remain in control of your emotions on a daily basis. Anxiety hypnotherapy is recommended for anyone who worries without reason and it has the potential to improve your life more than you ever dreamed.

About Author
Georgina Hoehmann is a professional therapist and expert in pain relief therapy. She has many years of experience in working with people helping with weight loss hypnosis, Anxiety Hypotherapy and smoking addiction.

Prosper Texas – Then and Now

Posted by admin on November 14th, 2009

Prosper began as a settlement in 1846, known for its lush soil and ideal growing conditions for cotton crops. Four years later the two settlements of Rock Hill and Richland were developed, and lived side by side until the St. Louis and San Francisco Railroad came through in 1914, and forced them to merge into what is known today as “Prosper”.

The optimistic name choice was not without merit, as this community of 500 residents became a market center for area farmers and their plentiful bounty of corn and cotton crops. Even then, people knew there was something special about this North Texas area, but little did they know, Prosper would become the “Diamond” of Collin County between now and 2035.

Today, Prosper has come into its own with a population of 7,116; adding a resident per day and projecting a future population of 85,000 by year 2035. Although it is growing, at an alarming rate, Prosper has retained much of its small town charm and family values. Residents can relax in a setting far from the sounds of traffic and hustle and bustle of urban living. Yet, when the big city calls, access to the Metroplex is minutes away via Dallas North Tollway and Highway 380, Preston Road and Central Expressway.

Quick shopping needs are found in downtown Prosper or the Prosper Town Center, plus an abundance of choices located at the nearby Stonebriar Center, Frisco, Park & Preston in Plano, Legacy Town Center and Shops of Willowbend and The Dallas Galleria. One of the largest retail areas in Collin County will find its home along Hwy. 380, just outside of Prosper in the next few years.

Prosper is 9 miles long and 3 miles deep with Hwy. 380 as a Southern border and extending 9 miles along prime commercial land. The entire city of Prosper was master-planned with a variety of communities to suit everyone’s needs and lifestyle. Whitley Place borders an extensive greenbelt that winds through the community. Residents can access it via the strategically placed walking paths and parks. Whitley Place also has its own community pool and lake pavilion. Home prices range from the $300s to $1.5 million.

Whispering Farms provides the ultimate setting for horse and nature lovers. This 300 acre planned community boasts oversized lots, lakes, trails, parks, and a world-class equestrian center. Elegant, luxury amenity laden homes start from the $500s.

At Lakes of Prosper, residents can obtain a home in the $230s with upgraded amenities, sports center, playground, pool, splash park and hiking/biking trails.

Schools here are part of the Prosper ISD, a recognized district for its excellent schools. With a low student-teacher ratio of 12:1, it’s no wonder Prosper ISD students achieve higher than average scores that state averages. A school population growth of about 700 students during the 20008/09 year has justified the addition of a new school. In August 2009, Prosper ISD will boast one of the most modern High Schools in the State.

Prosper has come a long way since its early beginnings as a farm community, but its residents have still maintained a sense of pride in their town, and the desire to preserve its historic legacy and small town values.

About Author
Get all the facts about homes for sale in McKinney TX. Using the most advanced technology, view the many listings for Frisco real estate

Customer Service – Review Sites Can Make or Break a Business

Posted by admin on November 13th, 2009

Customer service is not given the attention it should be given. If there is one aspect of more importance to your business than any other, it is this. This might seem a little of an exaggeration, and you may well consider that your accounts, your products, your marketing or your retail structure are of more importance. But ask yourself one important point- where would any of your accounts, your adverts, your marketing strategies, your prices, products or service be if it wasn’t for the very blood of your business – customers?

The answer is, of course, precisely nowhere. Customers are the whole purpose of any business or retailer, and there is little point in any of us doing a day’s work if we do not have the customers in the forefront of our minds, and the motivation for whatever we do.

Too many businesses have targets and performance standards in place, yet all too frequently these can be centered on the business itself, rather than on the customers. Statistics which focus on the sheer volume of sales, profit margins, types of product or service selling well, advertising costs and promotions can all seem rather pointless to those more concerned about the customers themselves.

It would be true to say that the business which fails to take into account the customer’s needs, wishes, thoughts or concerns is the business people will be talking about in the past tense before too long. Customers can make, or break, a business. And this is a fact becoming ever more apparent and clear in today’s global market, and global economy, with communication now easier and quicker than ever. Good news can travel very quickly, and so can bad news.

This means that if your customer service is of an excellent quality, helps to resolve the issue, makes it clear that you’re trying hard to resolve the problem, put’s the customer at ease, and keeps promises, rather than using words without any action to follow, then this will almost certainly become known.

With forums, review sites and discussion boards increasingly popular as a way for customers to share their experiences, treating your customers well, giving them the attention they deserve, the time they need and the answers they want will almost certainly find you listed in these sites with positive comments and reviews. This will, undoubtedly, assist you in the future and good reviews will do you a great favour. More and more customers today are turning to review sites and discussion boards before actually making a purchase or committing to a company. This means that they can share experiences, and in some cases only one or two bad reviews can mean the difference between gaining that customer, and losing them to your competitor.

Bad reviews are even more prevalent. The sad thing is that a satisfied customer is actually less likely to post a review about a company than a dissatisfied one. This is generally the way we work – if we have a good experience, we’re pleased, but consider that the treatment we received was only what we deserved. After all, the person at the other end of the phone was being paid to be pleasant.

However, if we experience a bad customer service representative, with poor communication skills, little understanding of the product or service, little effort made to resolve the situation, or failed promises to return calls or escalate issues, then we immediately feel the need to rant, to let off steam, and get back at the company in at least some way. It’s only a natural human reaction.

For this reason, the vast number of bad reviews on the internet has been written in the heat of the moment, possibly exaggerated, but certainly causing harm to the name of the company about whom they have been written.

These reviews will very likely stay to hang around the neck of the business for many years. For this reason, if you are setting up a business today, you need to be thinking about your customer service, and putting together plans to make sure it works well for the customer as much as for the business.  Then you will stand a better chance of avoiding becoming the target for vindictive reviews that you’ll be unable to do anything about.

Getting customer service right from the start is a sound business move, and one that can easily work in your favour, just as it could work against you if you cut too many corners. This is equally true for online and offline businesses; for corporate and for home businesses.

Kenworth Trucks Dealer Financing Programs

Posted by admin on November 13th, 2009

  In today’s economy, start up and seasoned businesses have an unique opportunity to acquire an attractive deal for any type of Kenworth truck. The first option, for the buyer, is to visit their local dealer and find his truck there. This is great place to start and obtain pertinent information that will be used later in the data gathering process. From there, it is recommended searching the internet and its mass volume of data that is available.

The potential buyer can visit such sites as truck paper and truck trader etc to view thousands of listings of trucks available across the United States. He is able to sort and sift through this vast data and should be able to find a truck, in any city and/or state across the U.S, that meets his acquistion requirements. Once he has located a source of trucks available to him, he is able to contact these sellers and negotiate a deal that might be able to meet his needs. Once he is agreed to a price and its particulars, his next hurdle is to find adequate financing in today’s complex lending world of this commodity. In the last twelve months, lenders have taken back repos at unheard of levels. This is an opportunity for either the start up owner operator or the seasoned business operator to acquire a deal…..The buyer should still proceed with caution and ascertain understanding of all the factets of the deal including the residual buyout clauses…

The type of Kenworth work trucks we are identifying for this article is the following:

Kenworth dump trucks, Kenworth semi trucks, Kenworth garbage and refuse trucks, Kenworth Tow trucks, Kenworth Cement Trucks, Kenworth Concrete Trucks, Kenworth Flatbed Trucks, etc

Today, the financing arena for Kenworth trucks has become much smaller, especially for over the road trucks.. Lenders, in the past, that use to finance this niche market have either pulled their portfolio funds out of this area or have modified its lending requirements. It is not unheard of today that a start up business must commit to a down payment of between 10% – 30% of the acquistion cost of the Kenworth truck to enter this market. The seasoned business with good credit might be able to get in as little as one payment down plus documents fees but must have either A or B Credit. Other seasoned businesses that don’t meet these credit requirements, may be required to put up 10-20% down or either put up additional collateral as their credit scores fall below 600. Most buyers don’t enjoy these tightening financial requirements, are locked out of this market, and will start looking for alternatives that are available due to market conditions. In addition to the market requirements of substantial monies due upfront, the conventional lender has modified his risk/reward factor for the failure and possible repossession of these trucks. Therefore, the rate and/or interest factor that the lender charges has gone up making it a bigger challenge to complete the financing end once the want to be buyer locates his acquisition….

 
By definition, a Kenworth off lease Truck has been returned to the lender as the lease has expired. The lessee has made a decision to return the item in lieu of exercising the buyout option. A repossession is different than an off lease because it has arisen due to a default of the lessee for non payment terms or a violation of the terms of the lease. Either way, the lender has taken these trucks back and/and now must recondition these trucks and either sell these trucks or re-lease them.

The lender can either advertise their off lease and repo inventories through their internal sales force, trade journals such as truck paper, truck trader etc or utilize outside professionals such as brokers to move their inventories as quick as possible. Sometimes, as these inventories either sit or whatever reasons aren’t moving, the lender will put these items up for auction. Auctions are a great place to buy a truck if you have an experience mechanic with you. Additionally, the price is usually discounted from 20-50% but you must have cash available ASAP or a banking relationship guaranteeing payment based upon the conditions of the deal.

At the present time, the lenders have two different types of financing portfolios to consider and must act accordingly. Normal lending on new business deals still require stringent lending practices based upon the credit markets and the risk/reward factors lenders perceive out there in the financial markets. The second type of portfolio, for the off lease and repos, require possibility a more lenient approach to liquidating their inventories prudently and recreating the income stream for the lenders. This will be discussed below.

Today, some of the lenders in the financial market have advertised personal credit qualifications as low as 525, prior bankruptcy rules amended or ignored, and start up businesses welcome. Additionally, the front money to commence a lease can start as low as first payment only to whatever you might able to negotiate.

The buyout clauses on these over the road trucks can range from a $1.00 buyout to 10% to 20%, Trac leases to possible fair market value buyouts. One should understand these clauses because they have an impact on the passing of title.

These favorable financial arrangements by the lender has stimulated the buyers wants and needs to either enter the trucking industry as an owner operator and/or possibility an expansion of a existing business. First Time buyers, whom were locked out of this market in the past, now has an unique opportunity to earn more revenue by acquiring a Kenworth truck for himself. A $50,000 over the road Kenworth truck might require as little as $1400 down to commence the financial obligation. Other lenders that might have required up to 30% down in the past might accept as little as 10% to acquire one of their repos and/or off leases…..Additionally, some lenders may offer favorable monthly payment terms vs standard lending to acquire their off lease and repos vs. the buyer looking to acquire a truck at a dealership..

In conclusion, this is a buyer’s market for Kenworth trucks. One should evaluate all the factors relating to this acquisition including gas costs, air emissions,environmental type requirements., buyout clauses acquisition costs and its related financing.

Additionally, there are two distinct financing markets out there, one for the normal acquisition from the dealership and the possibility of acquiring a repo and off lease from a lender at favorable market and financing terms. As always it is advisable, if possible, to locate financing prior to truck shopping, it could save a lot of time and stress.

Happy hunting for your acquisition and related financing…

About Author
JM Luna has over thirty years in the financing field. This includes accounting and taxes, leasing, hard asset money and commercial loans. http://www.cclgequipmentleasing.com/Kenworth_trucks.htm

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